Mortgage Broker Penrith (30+ Lenders)

Welcome to Penrith – Your Gateway to the Blue Mountains and Beyond

Nestled at the foot of the Blue Mountains and alongside the Nepean River, Penrith offers the perfect blend of natural beauty and urban convenience. From scenic bushwalks to world-class sporting facilities like the Sydney International Regatta Centre, this vibrant region is a fantastic place to call home.

At First Choice Mortgage Brokers, we’re here to make homeownership in Penrith easy. Whether you’re buying, investing, or refinancing, our experienced team provides straightforward, expert advice to help you secure the right mortgage. With 20+ years of experience, we understand the local market and tailor solutions to your financial goals. Contact us today to get started!

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2025 Australian Mortgage Awards - Excellence Awardee

Why Choose First Choice Mortgage Brokers in Penrith?

Local Expertise – We know Penrith inside out, ensuring you get mortgage solutions tailored to the area’s unique property market.
Family-Run & Client-Focused – Our personal approach means we take the time to understand your needs and guide you every step of the way.
Wide Range of Loan Options – From first homes to refinancing and investment loans, we work with top lenders to find the best rates for you.

Penrith is the Perfect Balance of Lifestyle & Convenience

Penrith is a thriving regional hub, offering breathtaking mountain views, outdoor adventures, and a growing local economy. Whether you’re exploring Blue Mountains National Park, enjoying the Nepean River, or relaxing at local cafés and restaurants, there’s something for everyone.

With easy access to Sydney CBD, excellent schools, and modern shopping precincts, Penrith is an ideal place to live, work, and invest. Let First Choice Mortgage Brokers help you make this dynamic area your home.

Our Services

Home Loans in Penrith

Buying a home is one of life’s biggest decisions, and we’re here to make it simple and stress-free. Whether you’re purchasing your first home, upgrading, or investing, our team helps you navigate the home loan process with expert advice and access to top lenders. We tailor mortgage solutions to fit your budget, lifestyle, and long-term financial goals – so you can secure your dream home with confidence.

Business Loans for Local Entrepreneurs

Penrith is a thriving hub for small businesses and startups, and the right financing can set you up for long-term success. Whether you need a loan to launch, expand, or manage cash flow, we provide personalised solutions to match your business needs. With access to a wide network of lenders, we simplify the process—so you can focus on growing your business.

Risk Insurance for Peace of Mind

Life is unpredictable, but the right insurance can protect what matters most. We offer expert guidance on home, business, and income protection, ensuring you’re covered in case of unexpected events. Whether you’re securing your property, safeguarding your livelihood, or protecting your family’s future, we’ll help you find comprehensive, cost-effective coverage tailored to your needs.

Speak to a Mortgage Broker

You can make an appointment with a First Choice Mortgage Broker consultants by calling 1800 111 455.

Need a mortgage broker?

Our mortgage brokers are available to visit you at your workplace, home, or location of convenience to discuss your current situation and how First Choice Mortgage Brokers can assist. Our Mortgage Brokers provides the following services:

Business
LoansFind out More

Business
LeasingFind out More

First Home
Buyers GrantFind out More

Home
LoansFind out More

Buying
Investment
PropertiesFind out More

Refinancing
Home LoansFind out More

Debt
ConsolidationFind out More

Personal Risk
InsuranceFind out More

Life
InsuranceFind out More

Total &
Permanent
Disability InsuranceFind out More

Income
Protection
InsuranceFind out More

Business
InsuranceFind out More

Critical Illness
or Trauma
InsuranceFind out More

Get Competitive Rates From 30+ Leading Australian Banks & Lenders

Our mortgage brokers offer FREE financial services helping you Buy Your First Home, Buy an Investment Property, Refinance, secure a Business Loan or get Risk Insurance. We're here to help; speak to one of our mortgage brokers today!

Tony Bice with his Wife and Daughter

Welcome to First Choice Mortgage Brokers your trusted family-run mortgage broking business.

With over 25 years of unwavering commitment to the mortgage industry, we take immense pride in helping families and individuals achieve their dreams of homeownership and financial security.

Our story began when Tony Bice, with years of experience in banking and finance, recognized the need for personalized and reliable mortgage solutions tailored to each client’s unique requirements. Upholding our core values of integrity, transparency, and exceptional customer service, we have become a name synonymous with trust and reliability in the mortgage broking industry.

Tony, his wife Lyndal, and their daughter Georgia run the business alongside our 10 amazing support staff. As a family-run business, we extend strong family values to our clients and pride ourselves on connecting with them to provide service that goes above and beyond the average mortgage broker. Our dedicated and experienced mortgage brokers, with a combined experience of over 40 years in the financial industry, have an in-depth understanding of the ever-evolving mortgage market. Staying up-to-date with the latest trends and changes in the industry allows us to offer the most relevant and beneficial advice.

Our commitment to excellence has earned us the loyalty of our clients and the respect of our peers in the industry. With strong relationships with leading lenders and financial institutions, we access a wide range of mortgage products at competitive rates, enabling us to negotiate on your behalf and secure the best possible deals tailored to your circumstances. Whether you’re a seasoned investor, a first home buyer, or seeking to optimize your current home loan, Tony and our team are here to assist you every step of the way.

Real Stories from Our Happy Clients

I just wanted to say a big thank you for helping me out with the refinance of my home loan. Everything went so smoothly and you guys kept me in the loop the entire time which is everything I could have asked for. The service at First Choice Mortgage Brokers is exemplary and I am always sure to bring it up if anyone asks me for mortgage broker recommendations 🙂

Mary – Woolooware NSW

Beth’s professionalism, approachability, and guidance through the whole process was absolutely fantastic. Even though there were several hurdles – such as working with NAB for the guarantor loan, Beth really helped drive the outcome and secured our loan so that we could hit our settlement date. We felt that Beth was just as invested in the success as we were, and is an absolute asset to First Choice Mortgage. We could not have done it without her! Elise and I would definitely return to work with Beth and First Choice Mortgage for any future mortgage finance needs.

Matt & Elise

Thank you for your time today on the phone and the detailed discussion of our home loan status. Further to our conversation, Tim & I would like to pass on our congratulations to Barbara Mourga, on her extremely timely and professional help with our particular ‘scenario’.

Melissa & Tim

I know this has come a little late but we wanted to thank everyone there so much for all of the help you were able to offer us during our home purchase. We are loving our new home and were really thrilled that everything worked out ok with the documentation and settlement.

Avril and Mike

I would like to personally recommend Finance made Easy to anyone looking at new home loans or refinancing. This company were fantastic. Although they are in NSW everything was done over the phone, the managing director Tony Bice phoned me personally several times throughout the process

Kerry and Gary Foulis

We cant tell you enough how happy we are to have dealt with you and your staff, Especially Lyndall . Thank you so much

Kerry and Gary Foulis

They are just the best to deal with. I am so glad I was given your companies number!

Angel Evans

Although belated, (I have been absent for the past 3 weeks) I would like to pass on our gratitude for the assistance you have provided with the purchase of our home. The gift basket was a lovely touch, and indicative of the personal customer service we have been afforded by yourself, Barbara, Taryn and everyone else we have dealt with.

Brad Pearson

We had a lovely hamper arrive on our doorstep today! What a nice surprise – and a lovely gesture. Love it – can’t wait to test out the champagne and choccies. Thank you for the gift – pleasure doing business with you guys – will be sure to pass on any recommendations to friends.

Sharon and Darren Quandt

Haha! Hmmm, marginally better, I certainly feel reassured that we technically only have one last hurdle to jump. Seeing the words ‘not a guarantee’ only gave me slight reason to stress. You’ve been wonderful, I really appreciate your patience and understanding. Not many people would be prepared to put up with that!

Kelly Pearson

So happy to hear some good news for you… I was quietly confident…. but we don't cheer until it is in writing. Still have to wait for a good val in SA – great news they aren’t doing a val on NSW – shows they are happy with the price you are paying! They do their research you know – more than likely that would have seen that you gotten it under market as they are more comfortable.

Barb

I received today a lovely congratulatory gift from both of you, which I thank you both for very much. Your excellence in professionalism, communication and assistance all the way through, with Taryn continually keeping me posted, alleviating my anxiety, and assisting to ensure that all was done in possibly one fo the quickest settlements you may have experienced.

Cheryl Bigini

After much thought we’ve decided that we’re better off selling the flat as we wouldnt be able to keep it and buy another place so rather than keep putting money into something we’re going to sell in 12 months, best to do it now and add to the equity – should be between $170 – 200k – and then buy a place when we get back home.

Bridie Read

My apologies for not getting back to you earlier this week as promised. Danijela and I went through the life insurance documents and we realised that we need to have a proper chat with either yourself or Lyndal again regarding this matter.

Serg and Daniella

I really sorry I haven’t written sooner but Ive been flat out working and renovating I haven’t had time to scratch myself.I just wanted to say I really appreciate everything lyndal, anna and yourself did in regards to my loan and my finance protection.

Michael Richards

Good to talk to you yesterday and thanks for your help with the new House. Tarryn, Lyndal and yourself have been a pleasure to deal with. Can you please fire through the breakdown of weekly cost for each of the four areas you outline below and which institution they would be with. As per usual I’d like to do some checks prior to committing.

Neil Masters

Dane and I got home from work yesterday to find a little hamper from you, that was a lovely surprise – thank you so much! Thank you to your team for finding us a great home loan and also sorting out our insurance. Your team has been excellent and we very much appreciate everything you’ve helped us with, particularly considering this was our first home so we really had no idea what the hell we were doing!!!

Rhianna Murray

I just wanted to thank you very much for all your help…I picked up the keys this afternoon, very happy I have my own home!

Christine Smits

Thanks for all you help with this, Anna – we’re really pleased!

Elisabeth Crawford

I spoke to Tony Bice ( mortgage consultant) about getting a mortgage for my new home as I was having trouble securing a loan due to my break up of my marriage. I was referred to CLS Investment Services by a friend. It was the best phone call I have ever made.

Suzanne Allen

Forgot to say thank you for the gift that you sent us. the timing was spot on as we had just moved in physically on the day We seemed to have fit the essentials into to our finances so thankfully we won’t need to think about a further loan.

Simon Airey

Cathryn and I would like to pass on our sincere thanks for all of your help during the process of purchasing our first home. From the start of our dealings, the first phone call that I received from Tony, I felt comfortable in dealing with you as the manner you spoke to me was very to the point and gave me a feeling of comfort that you knew what you were talking about and were giving me the facts and options as they were. We were able to chat about things comfortably and I felt as if we were simply working through things a couple of mates would discuss rather than a business / client type back and forward, and I liked that.

Leslie Elms

I would like to Thank you and your staff very much over the last few months. The ladies have been pretty good dealing with the Commonwealth Bank and getting back to me, as it has been very frustrating at times and they have calmed me down.

Stella Miliatis

Thanks Tony, I appreciate all your help. J You have been fantastic, not sure what we would do without your help & advice.

Kara

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Our Mortgage Brokers Melbourne service the following Melbourne areas:

South Yarra
East Melbourne
Carlton
Fitzroy
Hawthorn
Footscray
Collingwood
Kensington
Richmond
St Kilda
Brunswick

Mortgage Brokers Penrith