Welcome to Central Coast & Newcastle - Where Coastal Charm Meets Financial Solutions

Welcome to First Choice Mortgage Brokers – Central Coast & Newcastle, your trusted partners for all your financial needs in this picturesque region. Nestled between the stunning coastline and the lush hinterland, Central Coast and Newcastle offer a perfect blend of natural beauty and urban amenities. At First Choice Mortgage Brokers, we embrace the unique charm of this area and are committed to providing tailored financial solutions to our clients here.


Why Choose First Choice Mortgage Brokers in Central Coast & Newcastle?

Local Knowledge: Our team of mortgage brokers and financial advisers have an in-depth understanding of the Central Coast & Newcastle region. We are familiar with the local property market, lending trends, and economic factors, enabling us to offer personalised advice that suits the specific needs of this area.

Diverse Financial Services: Whether you’re a first-time homebuyer looking for your dream coastal residence, an investor seeking opportunities in the thriving property market, or a business owner looking for expansion, we have a wide range of financial services to cater to your diverse needs.

Extensive Lender Network: As a leading financial services firm, we have fostered strong relationships with over 30 prominent Australian banks and lenders. This gives us access to a vast array of loan options and competitive rates, ensuring you get the best deal possible.

Customer-Centric Approach: Your financial journey is unique, and we understand that. Our customer-centric approach means that we listen to your goals and aspirations, providing tailored solutions that align with your long-term objectives. Your success is our priority.

Seamless Process: We believe that securing financial solutions should be a seamless and stress-free experience. Our team will guide you through the entire process, from the initial consultation to the final settlement, with professionalism and efficiency.

Discover the Central Coast & Newcastle with First Choice Mortgage Brokers

Central Coast & Newcastle offer a lifestyle like no other, with pristine beaches, scenic national parks, and a thriving arts and cultural scene. Whether you’re exploring the vibrant Newcastle city, relaxing by the shores of Terrigal, or savoring the local delicacies in Gosford, this region has something for everyone.

As you immerse yourself in the beauty of Central Coast & Newcastle, allow First Choice Mortgage Brokers to take care of your financial needs. Whether it’s finding the perfect home loan for your coastal retreat or securing an investment property for the future, we are here to guide you towards financial success.

Contact us today to embark on your financial journey with First Choice Mortgage Brokers – Central Coast & Newcastle. Let’s work together to turn your dreams into reality in this captivating region where coastal charm meets financial solutions.

Speak to a Broker

Our Services

Home Loans – Central Coast:

Find your perfect home on the Central Coast with First Choice Mortgage Brokers. Whether it’s a coastal retreat in Terrigal, a family home in Gosford, or a rural property in Wyong, our Central Coast mortgage brokers secure the best home loan options for your preferred area.

Business Loans – Central Coast:

Empower your Central Coast business with our customised business loans. Whether you’re in the commercial hub of Tuggerah or expanding your business in Erina, our Central Coast financial advisers provide tailored solutions for your growth.

Insurance – Central Coast:

Safeguard your Central Coast lifestyle with our comprehensive insurance solutions. From property insurance to personal risk coverage, our Central Coast insurance brokers ensure you have peace of mind while enjoying the coastal charm.

Need a mortgage broker?

Our mortgage brokers are available to visit you at your workplace, home, or location of convenience to discuss your current situation and how First Choice Mortgage Brokers can assist. Our Mortgage Brokers   provides the following services:

Get Competitive Rates From 30+ Leading Australian Banks & Lenders

Our mortgage brokers offer FREE financial services helping you Buy Your First Home, Buy an Investment Property, Refinance, secure a Business Loan or get Risk Insurance. We're here to help; speak to one of our mortgage brokers today!


Tony Bice with his Wife and Daughter

Welcome to First Choice Mortgage Brokers your trusted family-run mortgage broking business.

With over 25 years of unwavering commitment to the mortgage industry, we take immense pride in helping families and individuals achieve their dreams of homeownership and financial security.

Our story began when Tony Bice, with years of experience in banking and finance, recognized the need for personalized and reliable mortgage solutions tailored to each client’s unique requirements. Upholding our core values of integrity, transparency, and exceptional customer service, we have become a name synonymous with trust and reliability in the mortgage broking industry.


Tony, his wife Lyndal, and their daughter Georgia run the business alongside our 10 amazing support staff. As a family-run business, we extend strong family values to our clients and pride ourselves on connecting with them to provide service that goes above and beyond the average mortgage broker. Our dedicated and experienced mortgage brokers, with a combined experience of over 40 years in the financial industry, have an in-depth understanding of the ever-evolving mortgage market. Staying up-to-date with the latest trends and changes in the industry allows us to offer the most relevant and beneficial advice.


Our commitment to excellence has earned us the loyalty of our clients and the respect of our peers in the industry. With strong relationships with leading lenders and financial institutions, we access a wide range of mortgage products at competitive rates, enabling us to negotiate on your behalf and secure the best possible deals tailored to your circumstances. Whether you’re a seasoned investor, a first home buyer, or seeking to optimize your current home loan, Tony and our team are here to assist you every step of the way.

Client Reviews

I just wanted to say a big thank you for helping me out with the refinance of my home loan. Everything went so smoothly and you guys kept me in the loop the entire time which is everything I could have asked for. The service at First Choice Mortgage Brokers is exemplary and I am always sure to bring it up if anyone asks me for mortgage broker recommendations 🙂
Mary – Woolooware NSW
Beth’s professionalism, approachability, and guidance through the whole process was absolutely fantastic. Even though there were several hurdles – such as working with NAB for the guarantor loan, Beth really helped drive the outcome and secured our loan so that we could hit our settlement date. We felt that Beth was just as invested in the success as we were, and is an absolute asset to First Choice Mortgage. We could not have done it without her! Elise and I would definitely return to work with Beth and First Choice Mortgage for any future mortgage finance needs.
Matt & Elise
Thank you for your time today on the phone and the detailed discussion of our home loan status.Further to our conversation, Tim & I would like to pass on our congratulations to Barbara Mourga, on her extremely timely and professional help with our particular ‘scenario’.
Melissa & Tim
I know this has come a little late but we wanted to thank everyone there so much for all of the help you were able to offer us during our home purchase. We are loving our new home and were really thrilled that everything worked out ok with the documentation and settlement.
Avril and Mike
I would like to personally recommend Finance made Easy to anyone looking at new home loans or refinancing. This company were fantastic. Although they are in NSW everything was done over the phone, the managing director Tony Bice phoned me personally several times throughout the process
Kerry and Gary Foulis
We cant tell you enough how happy we are to have dealt with you and your staff, Especially Lyndall .Thank you so much
Kerry and Gary Foulis
They are just the best to deal with.  I am so glad I was given your companies number!
Angel Evans
Although belated, (I have been absent for the past 3 weeks) I would like to pass on our gratitude for the assistance you have provided with the purchase of our home. The gift basket was a lovely touch, and indicative of the personal customer service we have been afforded by yourself, Barbara, Taryn and everyone else we have dealt with.
Brad Pearson
We had a lovely hamper arrive on our doorstep today!  What a nice surprise – and a lovely gesture.  Love it – can’t wait to test out the champagne and choccies.   Thank you for the gift – pleasure doing business with you guys – will be sure to pass on any recommendations to friends.
Sharon and Darren Quandt
Haha! Hmmm, marginally better, I certainly feel reassured that we technically only have one last hurdle to jump. Seeing the words ‘not a guarantee’ only gave me slight reason to stress.You’ve been wonderful, I really appreciate your patience and understanding. Not many people would be prepared to put up with that!
Kelly Pearson
So happy to hear some good news for you… I was quietly confident…. but we don't cheer until it is in writing.Still have to wait for a good val in SA – great news they aren’t doing a val on NSW – shows they are happy with the price you are paying! They do their research you know – more than likely that would have seen that you gotten it under market as they are more comfortable.
I received today a lovely congratulatory gift from both of you, which I thank you both for very much.Your excellence in professionalism, communication and assistance all the way through, with Taryn continually keeping me posted, alleviating my anxiety, and assisting to ensure that all was done in possibly one fo the quickest settlements you may have experienced.
Cheryl Bigini
After much thought we’ve decided that we’re better off selling the flat as we wouldnt be able to keep it and buy another place so rather than keep putting money into something we’re going to sell in 12 months, best to do it now and add to the equity – should be between $170 – 200k – and then buy a place when we get back home.
Bridie Read
My apologies for not getting back to you earlier this week as promised.Danijela and I went through the life insurance documents and we realised that we need to have a proper chat with either yourself or Lyndal again regarding this matter.
Serg and Daniella
I really sorry I haven’t written sooner but Ive been flat out working and renovating I haven’t had time to scratch myself.I just wanted to say I really appreciate everything lyndal, anna and yourself did in regards to my loan and my finance protection.
Michael Richards
Good to talk to you yesterday and thanks for your help with the new House. Tarryn, Lyndal and yourself have been a pleasure to deal with.Can you please fire through the breakdown of weekly cost for each of the four areas you outline below and which institution they would be with. As per usual I’d like to do some checks prior to committing.
Neil Masters
Dane and I got home from work yesterday to find a little hamper from you, that was a lovely surprise – thank you so much!Thank you to your team for finding us a great home loan and also sorting out our insurance. Your team has been excellent and we very much appreciate everything you’ve helped us with, particularly considering this was our first home so we really had no idea what the hell we were doing!!!
Rhianna Murray
I just wanted to thank you very much for all your help…I picked up the keys this afternoon, very happy I have my own home!
Christine Smits
Thanks for all you help with this, Anna – we’re really pleased!
Elisabeth Crawford
I spoke to Tony Bice ( mortgage consultant) about getting a mortgage for my new home as I was having trouble securing a loan due to my break up of my marriage. I was referred to CLS Investment Services by a friend. It was the best phone call I have ever made.
Suzanne Allen
Forgot to say thank you for the gift that you sent us. the timing was spot on as we had just moved in physically on the dayWe seemed to have fit the essentials into to our finances so thankfully we won’t need to think about a further loan.
Simon Airey
Cathryn and I would like to pass on our sincere thanks for all of your help during the process of purchasing our first home.From the start of our dealings, the first phone call that I received from Tony, I felt comfortable in dealing with you as the manner you spoke to me was very to the point and gave me a feeling of comfort that you knew what you were talking about and were giving me the facts and options as they were. We were able to chat about things comfortably and I felt as if we were simply working through things a couple of mates would discuss rather than a business / client type back and forward, and I liked that.
Leslie Elms
I would like to Thank you and your staff very much over the last few months. The ladies have been pretty good dealing with the Commonwealth Bank and getting back to me, as it has been very frustrating at times and they have calmed me down.
Stella Miliatis
Thanks Tony, I appreciate all your help. J You have been fantastic, not sure what we would do without your help & advice.
view all client reviews

Speak to a Mortgage Broker

You can make an appointment with a First Choice Mortgage Broker consultants by calling 1800 111 455.

Contact us for a Free Assessment

Our Mortgage Brokers Central Coast & Newcastle service the following Central Coast & Newcastle areas:

  • Lake Macquarie
  • Hamilton
  • Mayfield
  • Umina Beach
  • Woy Woy
  • Maitland
  • Gosford
  • Avoca Beach
  • Erina
  • Terrigal

Central Coast

Central Coast New South Wales, Australia
Get Directions


Newcastle New South Wales, Australia
Get Directions